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Bankroll

Your bankroll is the amount in your betting account available to place bets.

In other words, your bankroll is your current betting account balance. Sometimes bankrolls are just called "banks".

Bankroll management strategy

Bankroll management strategies help you control the amount left on your balance. They're designed to minimise risks and distribute your bankroll across the largest number of bets. If a player uses a bankroll strategy, they always know how many bets they can place.

For example, your bank is EUR 1000. You place a

EUR 500 bet and

lose. Now you have two wagering options:

Place the

entire remaining amount on

an

event with odds of

at

least 2.00. The chances a

bet like this will win are

less than 50%, and

even if

it does win, all you did was recoup what you lost.
Break down the remaining amount and

bet on

events with high odds. But this is

also a

risk, and

you don't know if

you'll have a

big enough bank to

keep wagering.

To avoid this situation, you should have used a bank management strategy to save the majority of your bank and know exactly how many bets you could make.

There are three main bankroll management strategies. They're differ in terms of the complexity of calculating the bet amount.

Fixed amount

The player breaks down their bank into equal parts and places bets. The more parts, the less risk of losing the whole bank.

If you break the bank into ten parts, you bet 10% of

the

bank every time. If

the

first bet loses, you're left with 90% of

your starting bank. That means your bank can be

used for

9 more bets, providing you with more wagering opportunities.

Flat

The player bets a percentage of their bank, rather than a fixed amount. If the player goes into the red, their bet size decreases, but it increases if they have a series of wins. The flat strategy has two variations: a fixed or variable percentage.

Fixed percent

The player doesn't change their bet percent throughout the

duration of

the

strategy. Optimal bet size: 1-5% of

the

bank.

Variable percentage

The player changes their bet percentage based on

the

event odds and an

analysis of

the

match. If

the

bet has a

high chance of

winning, the

player places 3-5% (or

1-2% if

the chances are

low).

Your bank is

EUR

1000, and your bet amount is 2%.

First bet

Amount:
EUR
20
Odds 1.50

Net winnings:

EUR

10 Bank size:

EUR

1010

Second bet

Amount:
EUR
20,2
Odds: 2.00

Loss. Bank size: EUR 989,8

Third bet

Amount: EUR 19,8
Odds: 3.00

Net winnings: EUR 39,6 Bank size: EUR 1029,4

Fixed amount with limits

This is a variation of the fixed amount strategy that includes the flat strategy. The player breaks their bank into even parts, or bet amounts. Then the player determines the bank amount they want to reach before increasing or decreasing the bet amount.

Your bank is EUR 1000. You break it into 10 parts, so the amount of one bet is EUR 100. Set the limits and bet amounts:

Bank	Bet
From EUR 750 to 1250	EUR 100
Less than EUR 750	EUR 75
From EUR 1250 to 1500	EUR 125
From EUR 1500	EUR 150

You set four limits for when the amount in your account increases or decreases. In order to simplify calculations, we set the bet amount at 10% of the limit. There are no special rules here, so you can choose any number of thresholds and bet amounts

This strategy is safer than the fixed amount strategy. It lets you adapt your budget to long winning streaks and losing streaks to maximize profits or reduce losses.

Fixed earnings

This strategy helps you control risk by decreasing the bet size while increasing the odds. The player determines the size of the bet based on its odds and desired profit.

The bet amount is calculated based on the formula: P ÷ (D - 1)
P – desired profit
D – bet odds

The desired profit from each bet shouldn't exceed 1-3% of the bank. If it does, the player might go in the red and lose their bank.

To determine how well this strategy is performing, divide 100% by the average odds of your bets. The resulting number is the percentage of winning bets needed for the strategy to pay off.

Then compare this number with your real win percentage. If it's higher than what you received, the strategy is profitable, but will result in losses if it's lower. If the strategy results in losses, try lowering the odds.

Your bank is

EUR

1000. You want to earn

EUR

10 from every bet, which is

1% of

your bank. For

our first three bets, we

chose three events with odds 2.00, 2.50 and

3.00.

To earn

EUR

10 in profit, we need to place:

EUR
10 on an event with 2.00
EUR
6,67 on an event with 2.50
EUR
5 on an event with 3.00

Now let's see how many bets must win for the strategy to pay off.

The average odds of your bets: 2.50. The break-even point: 100% ÷ 2.50 = 40%.

This means that to make a profit, more than 40% of the bets must win.

How to lose less?

Here are a few tips to help you minimize your losses. They work even if you do not use a betting strategy.

Never believe in bets "guaranteed" to win

There is no such thing as a 100% accurate prediction. Regardless of how strong an event participant looks, any bet can lose. If you place a bet on low odds, then your risk is higher because if you win, you will not earn much, and if you lose, you will lose the entire bet amount.

Keep your bet amount the same after several wins

If you never use any strategies but you make a profit after winning several bets, do not rush to increase the bet amount. A decent profit gives you the chance to make a mistake because your next bets will use the amount you already won. If you increase the bet amount, then you increase the likelihood of going negative.

You make place three bets of EUR 10 on events with odds of 1.50.
All three bets won, and your total winnings total EUR 45.
Increase the amount to EUR 20 and place another three bets on events with odds of 1.50.
Two bets lose, and your total winnings are EUR 30.
You bet a total of EUR 90, and won EUR 75. Based on these three bets, you end up down EUR 15.

If you only bet

EUR

10, then with the same outcome you would not have gone into the red:

total of all bets: EUR 60; four winning bets: EUR 60.

Keep track of your bet statistics

Write down your bet amounts, odds, results, and balance changes every day. These statistics will help you understand how effective your strategy is. It is not important how you manage these statistics: on paper, your phone, or in an Excel file.

To see your betting efficiency, calculate your ROI. ROI is the payback ratio showing the amount of profit you earned relative to the sum of all bets. ROI calculation works to show you the long term picture: for it to be correct, only use it after 50-100 bets.

ROI is calculated using the following formula:

Total winnings of all bets ÷ total amount of all bets × 100%

Net winnings is the amount you win minus the bet amount. To simplify the calculation, calculate your net winnings after each bet won.

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